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Variable Universal Life
Variable Universal Life Insurance (VUL) is a unique financial vehicle that provides the security of a death benefit and access to professionally managed investment options.

VULs Give You Choices

  • You choose the amount of life insurance you need.
    Change your death benefit amount as your needs change. (Increasing your coverage may require updated health information. Decreasing your coverage could have adverse tax consequences.)
  • Select a premium amount that works for you.
    Choose a lower premium, stop premium payments (provided that you maintain sufficient value in your policy to keep it from lapsing), or pay higher premiums to potentially maximize cash value accumulations.1
  • Pick the investment options that match your financial strategy.
    Work with your registered representative to determine your risk tolerance and select the appropriate investment options that provide you with return potential while matching your risk profile.

Policies issued by American General Life Insurance Company (“AGL”)

Policies issued by The United States Life Insurance Company in the City of New York (“USL”)

Policies issued by AIG Life Insurance Company (“AIG Life”)

1 Under current federal income tax law, there are restrictions as to the amount of premium you can pay and still maintain the favorable tax status afforded to life insurance policies.

Policies are distributed by American General Equity Services Corporation, member Financial Industry Regulatory Authority (FINRA), www.finra.org, and a subsidiary of American International Group, Inc.

Policies issued by:
American General Life Insurance Company
A subsidiary of American International Group, Inc. (AIG)
2727-A Allen Parkway, Houston, TX 77019

The United States Life Insurance Company in the City of New York
A subsidiary of American International Group, Inc.
70 Pine Street, New York, New York 10270

AIG Life Insurance Company
A subsidiary of American International Group, Inc.
One Alico Plaza, 600 King Street, Wilmington, DE 19801 

The underwriting risks, financial obligations and support functions associated with the products issued by American General Life Insurance Company (American General Life), The United States Life Insurance Company in the City of New York (United States Life) or AIG Life Insurance Company (AIG Life) are its responsibility. AIG does not underwrite any insurance policies referenced herein. American General Life, United States Life and AIG Life are each responsible for their own financial condition and contractual obligations.

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Copyright © 2002 - 2008 American International Group, Inc. All rights reserved.   Last Updated: 01/05/2009