Frequently Asked Questions Q: Can I view my organization's plan information on this Web site? A: For plans funded with the mutual fund product, you will be able to securely view plan information through the AIG VALIC PlanSponsor Web site. Access the site at your convenience, 24 hours a day, 7 days a week. Q: How can I gain access to the AIG VALIC PlanSponsor Web site? A: Notify your AIG VALIC Relationship Manager that you would like to have access to the AIG VALIC PlanSponsor Web site. He or she will provide you with secure access. Q: While educating our employees or developing financial plans for an employee, do your financial advisors sell other products? A: That is entirely up to you as the plan sponsor. There are many recommendations that are part of the financial planning and education process that involve things that VALIC financial advisors are not licensed to sell. For those that they are licensed to sell, such as retail mutual funds, life insurance and long-term care, that will only occur if you, as the plan sponsor, have asked that we make it available. Q: Is the value of the shares in the mutual funds in our plan the same as we would see in the Wall Street Journal? A: Yes, for mutual fund plans only. Q: How are financial advisors trained and licensed? A: Initially, VALIC financial advisors receive at least four weeks of formal training in the home office and regional offices and must hold licenses required to sell annuities. Many advisors hold more advanced registrations such as Series 7 or have earned their investment advisory representative designation, which allows them to provide comprehensive financial planning and advisory services. Approximately 20% of our financial advisors hold other professional designations such as Certified Financial Planner (CFP), ChFC, Certified Licensed Underwriter (CLU) and Certified Financial Specialist (CFS). Each designation has continuing education requirements. Finally, all advisors are required to complete an annual compliance training course. Advisors must also complete continuing education to satisfy resident state licensing requirements and regulatory agency requirements. Q: Why should we do business with an insurance company to manage our DC plan? A: AIG VALIC has been in the business of delivering retirement services to group plans for over 46 years and that is our core business. We are the retirement education leader. AIG VALIC is ranked as the number one provider of defined contribution plan services in the United States to public education employees in the K-12 market, number two for healthcare employees and number three for employees of higher education. We have nearly $50 billion in assets and manage plans for more than 41,000 groups. 1 The Ariel [68] and the Ariel Appreciation [69] funds are not available in any 457(b) plans. Effective 11/1/01, Janus Fund [61] may not be available in all plans. #40015