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Plan Types Innovative and valued plans AIG VALIC has specialized in providing tax-advantaged investment plans for the past 50 years. That's why we are able to offer a wide array of innovative and valued defined-contribution retirement plans for both not-for-profit and for-profit organizations. In addition to offering the customary array of retirement plans, including 403(b), 401(k), 457(b), 403(a) and 401(a) plans, we also offer special tax-savings plans for governmental entities. Plan benefits from AIG VALIC include: Tax-deferred growth. Contributions to plan accounts and earnings on those accounts are not taxed until withdrawal.1 Expert administration. Whether you decide to take advantage of our low-cost, standard administrative services or our competitively priced full-plan administration services, AIG VALIC will administer your plan efficiently, effectively and correctly. Automated account access. Our automated account access means our clients always have easy access to retirement plan information and transaction services online or by phone. Cashability. When pre-retirement withdrawals are permitted by federal law and the plan, cashability features provide your plan participants with immediate access to fund values in their accounts.1 Portability. Since VALIC is licensed in all 50 states and the District of Columbia, if your employees transfer to another location or they relocate for other reasons, our financial advisors will be nearby to help maintain plan continuity.2 Better still, AIG VALIC can help you provide the kind of plan your employees will value while reducing plan costs and complexity. 1 Income taxes are payable upon withdrawal. Federal withdrawal restrictions and tax penalties may apply to early withdrawals. 2 Products may not be available in all employer plans. #40015